Personal Checking
You want a simple, convenient and low-cost checking account that fits your lifestyle and personal needs. That's why we offer a wide range of options to make your everyday banking easier than ever. Choose one that's right for you!
Available to individuals who want unlimited check writing privileges. Make withdrawals by writing a check or using your Debit Card.
Minimum Deposit
Monthly Service Charge4
Monthly Statement
Earns Interest
$100
Open your new account with as little as $100.
$7
To waive the monthly service charge, complete 1 or more of the following activities below.
- 10 Point of Sale transactions
- 1 ACH Debit (Bill Pay, Zelle®)
- 1 Automatic Bank of the Orient loan payment
- 1 Mobile Deposit
- Minimum $10,000 relationship balance
$3
A monthly paper statement showing your account activity will be provided. (Fee waived if you sign up for Electronic Statements). 4
NO
No interest is paid on this account.
Available to individuals who want check writing privileges and earn interest on their checking account. Make withdrawals by writing a check or using your Debit Card.
Minimum Deposit
Monthly Service Charge 4
Monthly Statement
Earns Interest
$100
Open your new account with as little as $100.
$10
To waive the monthly service charge, complete 2 or more of the following activities below.
- 15 Point of Sales transactions
- 1 Automatic Clearing House (ACH) Debit (BillPay, Zelle®)
- 1 Automatic Bank of the Orient loan payment
- 1 Automatic Clearing House (ACH) Credit(Direct Deposit)
- Minimum $15,000 relationship balance
$3
A monthly paper statement showing your account activity will be provided. (Fee waived if you sign up for Electronic Statements).4
YES
See Deposit Rate Sheet provided at account opening for the current rate.5
Available to individuals who want check writing privileges with a premium interest rate. Make withdrawals by writing a check or using your Debit Card.
Minimum Deposit
Monthly Service Charge4
Monthly Statement
Earns Interest
$2500
A minimum deposit of $2,500 is required to open account.
$15
The monthly service fee is waived when combined relationship balances in your Bank of the Orient accounts is $25,000 or more during the statement period.
$0
A monthly statement showing account activity is provided to you free of cost.
YES
See Deposit Rate Sheet provided at account opening for the current rate.5
If you are aged 62 or over, make the most of your golden years. Enjoy an account that has no minimum balance requirement, no monthly service fee, unlimited check-writing, a monthly statement, a Debit card, and ATM access to Bank of the Orient's ATMs. Open a Senior Checking account with just $100.
Minimum Deposit
Monthly Service Charge4
Monthly Statement
Earns Interest
$100
Open your new account with as little as $100.
$0
No monthly service charge.
$0
A monthly statement showing account activity is provided to you free of cost.
NO
No interest is paid on this account.
We offer the following benefits because we value your relationship
Online Banking
View account balance or transactions anytime, anywhere.2
$0
Bank Orient Mobile App
Check account balances, make transfers, deposit checks, pay bills, and find nearby ATMs all from your mobile device.
$0
Bill Pay
Pay your bills online or on our Bank Orient Mobile App.
$0
Zelle®
Zelle® is a fast, safe and free way to send money directly to family and friends.3
$0